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Top related persons:
— - 3 Mark Luschini - 3 Janney Montgomery Scott - 3 Maria Bartiromo - 3 Luschini - 3 Salesforce - 2 Beryl Tomay - 2 Klarna - 2
Top related locs:
Landsberg Wells Fargo
Top related orgs:
Service - 3 Adobe - 3 Household Economics - 3 Black - 2 Mastercard - 2 CNBC - 2 Business - 2 Federal Reserve Bank of Atlanta - 2

Search resuls for: "Social Science Research Network"


7 mentions found


☆ The 'phantom debt' of buy now, pay later is growing and will soon hit some Americans hard
  + stars: | 2024-01-10 | by ( Cork Gaines | ) www.businessinsider.com   time to read: +7 min
Buy now, pay later plans gained popularity in 2023 as an alternative to high-interest credit cards. Buy now, pay later use surged recently and those bills are now dueThe use of buy now, pay later plans skyrocketed during the 2023 holiday season. According to Adobe, which tracks online sales, buy now, pay later plans use was up 47% on Black Friday and 43% on Cyber Monday. According to PYMNTS' survey, 39.6% of respondents used buy now, pay later plans for clothing and accessories and 33.7% used them for groceries. Buy now, pay later debt can be advantageous if used correctly.
Persons: —, Rather, Peter Cade, PYMNTS, Tim Quinlan, Shannon Seery Grein, Selcuk, Mark Luschini, Janney Montgomery Scott, Maria Bartiromo, Luschini, Warren Buffett, Buffett, I've Organizations: Service, Federal Reserve Bank of Philadelphia, Adobe, Household Economics, Science Research Network, Economic, Anadolu Agency, Getty, Wells, US Locations: Wells Fargo
☆ Americans broke a record for spending on Black Friday, but it's just hiding a bigger problem for the economy
  + stars: | 2023-11-28 | by ( Cork Gaines | Noah Sheidlower | ) www.businessinsider.com   time to read: +7 min
Many are delaying the cost as buy now, pay later programs are expected to have their biggest month ever. Many are paying via "buy now, pay later" platforms such as Klarna or Afterpay, which let shoppers pay in installments every week or month. Buy now, pay later also allows people to borrow less expensively as they get the pricing interest-free if paid off in time. Indeed, the Fed's "2022 Survey of Household Economics and Decisionmaking" found that 83% of respondents paid off their buy now, pay later programs on time. Compounding the problem is that people tend to spend more when using buy now, pay later programs, suggesting an overconfidence in what they can afford.
Persons: —, Salesforce, Beryl Tomay, Klarna, Mark Luschini, Janney Montgomery Scott, Maria Bartiromo, Luschini, Michael Landsberg, Landsberg Bennett, Kraig, Foreman Organizations: Black, Service, Adobe, Mastercard, CNBC, Business, Federal Reserve Bank of Atlanta, Household Economics, Social Science Research Network, Wealth Management Locations: Landsberg
☆ Americans broke a record for spending on Black Friday, but it is just hiding a bigger problem for the economy
  + stars: | 2023-11-28 | by ( Cork Gaines | Noah Sheidlower | ) www.businessinsider.com   time to read: +7 min
Many are delaying the cost as buy now, pay later programs are expected to have their biggest month ever. Many are paying via "buy now, pay later" platforms such as Klarna or Afterpay, which let shoppers pay in installments every week or month. Buy now, pay later also allows people to borrow less expensively as they get the pricing interest-free if paid off in time. Indeed, the Fed's "2022 Survey of Household Economics and Decisionmaking" found that 83% of respondents paid off their buy now, pay later programs on time. Compounding the problem is that people tend to spend more when using buy now, pay later programs, suggesting an overconfidence in what they can afford.
Persons: —, Salesforce, Beryl Tomay, Klarna, Mark Luschini, Janney Montgomery Scott, Maria Bartiromo, Luschini, Michael Landsberg, Landsberg Bennett, Kraig, Foreman Organizations: Black, Service, Adobe, Mastercard, CNBC, Business, Federal Reserve Bank of Atlanta, Household Economics, Social Science Research Network, Wealth Management Locations: Landsberg
☆ Bankers are much more likely to engage in misconduct when they work from the office — not from home, study says
  + stars: | 2023-05-21 | by ( Aaron Mcdade | ) www.businessinsider.com   time to read: +3 min
A new study analyzed financial misconduct investigations into traders at a UK bank amid the pandemic. Remote employees were significantly less likely to generate a securities misconduct report. Possible explanations included the physical distance from employees already engaged in misconduct. A new study of a bank in the UK found that working from home significantly decreased the rate at which its bankers generated financial misconduct reports and investigations. "Our difference-in-differences analysis reveals that working from home lowers the likelihood of securities misconduct; ultimately those working from home exhibit fewer misconduct alerts," the paper's abstract reads.
☆ Companies like Uber and Amazon use AI to pay people different wages for the same work, a new study finds
  + stars: | 2023-04-13 | by ( Jacob Zinkula | ) www.businessinsider.com   time to read: +6 min
Some companies use AI to pay workers "different amount for the same amount of work," per new research. As companies adopt AI, she's concerned these practices could become prevalent in other industries. According to Dubal, companies like Amazon and Uber have "massive data sets" on the contract workers using their delivery or rideshare platforms, including when they work, for how long, and what kind of pay they've taken for past jobs. One Uber driver Dubal interviewed, Domingo, recalled being one ride of short of unlocking a $100 bonus one evening, but then said he experienced 45 minutes of "dead time" in a popular area before he was able to get another ride. Dubal described the alleged variable pay system as the "gamblification of work," a sentiment other gig workers shared.
☆ ChatGPT is better at predicting how stocks will react to news headlines than traditional models, new study shows
  + stars: | 2023-04-12 | by ( Jacob Zinkula | ) www.businessinsider.com   time to read: +4 min
Florida researchers asked ChatGPT to analyze the sentiment of news headlines to forecast resulting stock moves. They said their study "demonstrates the value of ChatGPT in predicting stock market returns." They used this sentiment analysis to compute a numerical "ChatGPT score" and analyzed whether these scores were predictive of the company's stock market performance the next day. The researchers found a statistically significant positive correlation between these scores and the next-day stock performance for the companies they analyzed. "In short, our study demonstrates the value of ChatGPT in predicting stock market returns," the researchers wrote.
☆ A top Wall Street analyst says the competitive risks for the biggest cannabis companies are increasing in the Northeast as prices bottom out and profit margins shrink
  + stars: | 2022-03-17 | by ( Jeremy Berke | ) www.businessinsider.com   time to read: +3 min
A Wall Street analyst expects profit margins to shrink for cannabis companies in the Northeast. Cannabis prices fell sharply a few years into legalization in those states because of oversupply and the inability to ship cannabis across state lines. 'Competitive risks' for cannabis companiesLower prices and shrinking profit margins could create "competitive risks" for multistate cannabis operators that are investing time and resources into the Northeast, Zuanic said. Zuanic said that selling cannabis wholesale, rather than opening retail shops, may end up being more profitable for large cannabis companies. Low prices are bad for multistate operators, good for consumersStill, some advocates say lower prices and a more challenging environment for multistate cannabis companies could be beneficial for consumers.
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